Smart Ways to Spend Your PPI Refund




So you just got back a big check from your Payment Protection Insurance claim and you just have no idea what to spend it on. You know you want to use it in the best possible way to make you and your family happier, but you don't want to throw it away on a week-long vacation at the seaside, even if you really wanted those donkey rides. So what do you do?

Besides squirreling it away in a bank account, a good way to work down some debt and even improve your credit score is simply to pay off credit cards, or house payments. If you are able to go current on your credit cards, you can ease your mind off of your debt as well as make sure you owe nothing else! Paying off money you owe with the money you get back can be an excellent way to spend your new money.

Another option which can actually save you money in the long run could be putting it toward the purchase or lease-to-own payment of a fuel efficient car. Not only is this a smart thing to do as it provides a means of transportation for you and your family, but it can also save you gas money as help improve the environment by promoting less use of fossil fuels. If everyone spent their extra money this way, imagine how much cleaner the air would be!

How about making your lawn look nicer? Spending your PPI refund on a garden in your backyard, or making your front yard nice with some new flowers lining the walk can not only improve you and your family's mood by having an activity outside to do together, but it can actually increase the value of your home! Not only that, but starting a vegetable or herb garden can help save you money on groceries in the long run. Just think: in the middle of winter, you can pull out your garden fresh canned or frozen tomato and make a nice dish with your own locally grown produce.


Now if these few ideas simply don't appeal to you, you can always take that nice seaside vacation you were thinking about or that trip to Spain you always wanted. But think about using your new money the best way possible and maybe these ideas will appeal a bit more to you. Happy PPI refund spending; good luck!

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